FAQ's
Disclosure statement is available on request. It will either be mailed or e-mailed to you FREE OF COST.
Yes. The company provides regular guidance, even personal visits by prior appointments until the loan is completely repaid only in thoses cases where the company has done the restructuring and the customer has paid the fees for the same. In cases where the company has arranged the loan and not taken any fees, guidance over the phone is always available in the matters related to the mortgage and personal risk insurance.
The philosophy of SFS Solutions Ltd is "to always protect the interest of its customers”.
Our mission is "to make you financially stronger and wiser through our innovative plans and continuous market research".
"Our vision is to provide you world-class financial services", high level of satisfaction assured through our services and always maintain our reputation for highest possible integrity and stability in our working.
The company has a policy to use latest technology in its operation. Through networking, the company is in a position to provide other services such as solicitor, valuer, accountant/tax consultant, real estate agent under one roof at a highly reasonable fees.
Mortgage Restructuring is a process that enables you to repay your loan faster according to your capacity and save a significant amount of interest and time. In this process, it is not necessary to alter mortgage instalment which is already fixed.
Definitely in many cases but not in all cases. Experience it yourself and save on your interest according to your capacity.
The main savings come from substantial reduction in the total interest on the mortgage/loan. Some times savings also comes by having only need based insurance policies to minimise premium.In certain cases savings also comes by reducing bank interest rates, charges and fees.
Generally not. It enables the customer to remain within a budget prepared by him / her which can be modified if the circumstances and priorities changes later on. But if a customer spends more than the budget, then the effectiveness of this system will reduce or eliminate altogeather.
Generally, it takes 2 to 3 weeks.
It is as easy as to get your mortgage loan approved. If mortgage restructuring is initiated without any increase in the existing borrowing, most of the banks approve it very quickly. If at the time of restructuring additional borrowing is required then complete loan proposal is to be submitted along with latest income proof, up to date market/government value of the property and latest credit checks of all the customers.
Generally not, but there is always some cost that depends upon circumstances.Experiece shows that all the cost whatsoever is recovered because benifits are more than the cost.
Bank charges some fees depending on its policies. In addition, bank fees "early repayment" costs which could vary from a few hundred to a few thousand dollars. Besides this, SFS Solutions also takes a reasonable amount of fees depending upon the work involved. In all the cases, it is certain that total cost incurred is much less than the savings achieved by way of substantial reductions in the interest on the loan. Savings in time and convenience of services are added advantages.
SFS Solutions Ltd always provide an advise to all its customers that when you are completing your insuarnce application form, always provide full and accurate information. SFS Solutions Ltd make a follow up with the insurace comanies so that your claim settled as quckly as possible.